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Debt Settlement Solutions for Lasting Relief
Expert debt negotiation and settlement services designed to help you manage and reduce your unsecured debt. We work with you to create a clear path toward financial freedom, giving you the relief you need to regain control of your future.
Understanding Debt Settlement
PROS OF Debt Settlement
- Significant savings over making minimum payments
- One low monthly program deposit
- Much faster than making minimum payments
CONS of Debt Settlement
- Debt collection calls
- Legal risk, impact to credit
- Results vary
Also known as debt negotiation or debt resolution, debt settlement is designed for individuals who are unable to meet their minimum payments and/or are considering options like bankruptcy or credit counseling. It offers a low monthly program deposit and can help resolve debts more quickly. However, it is not a solution for secured debts, such as mortgages or auto loans.
A debt settlement company does not negotiate lower interest rates or send payments directly to your creditors. Instead, it works with your creditors to settle for an amount less than the total outstanding balance, allowing you to pay off that reduced amount.
When you enroll in a debt settlement program, you’ll make monthly deposits into a dedicated account. As the balance in this account grows, Sunstardebt will contact your creditors and negotiate settlements for less than what you owe. Learn more about how Sunstardebt provides debt settlement services.
If you’re struggling with debt, seeking a low monthly program deposit, and want to resolve your debt quickly, debt settlement with Sunstardebt could be the right solution for you.
What Our Clients Are Saying
Rebecca C.
David J.
Emily R.
Jacklin
Victor
Antony
Frequently Asked Questions
What types of debt do you help with?
Do I have to pay any fees upfront?
How long does the process take?
Will this negatively affect my credit score?
Is my information safe with Sunstar?
Absolutely. We take your privacy seriously and use secure measures to ensure your personal data is protected throughout the process.