Terms of Service
AGREEMENT BETWEEN USER AND SUNSTAR DEBT
This is a legal agreement between you and SunStar Debt (“SunStar”). By using the SunStar Debt website located at https://sunstardebt.com and any affiliated or subsidiary websites (collectively referred to as the “Sites”), you agree to these Terms of Service (“Terms”). The Terms govern all aspects of your use of the Sites, and by registering, accessing, browsing, or otherwise using the Sites, you acknowledge that you have read, understood, and agree to be bound by these Terms.
If you do not agree with any of these terms, you must immediately stop using the Sites.
These Terms affect your legal rights, including our agreement to resolve disputes through arbitration rather than litigation in court or with a jury.
1. Eligibility; Privacy
The services offered on the Sites are available only to individuals who are at least 18 years old and legal residents of the United States. By accessing or using the Sites, you represent and warrant that you meet these eligibility requirements.
Additional terms and conditions may apply to specific services and products offered through the Sites. These additional terms are incorporated by reference and govern in the event of a conflict with these Terms.
SunStar is committed to protecting your privacy, and our use of your personal information is governed by our Privacy Policy, which is incorporated herein by reference.
2. Services Provided
The Sites serve as a platform where users can search for and request information about debt relief services, personal loans, and other financial products. By submitting a request for information or services, you understand and acknowledge that SunStar may need to share your information with third-party service providers in order to fulfill your request.
By providing your contact information, you expressly agree that SunStar may contact you via phone, email, or postal mail, even if you have opted out of marketing communications via the Federal Trade Commission’s National Do Not Call List or any equivalent state or company-specific Do Not Call List.
3. Changes to These Terms
SunStar reserves the right to modify these Terms of Service at any time. Any changes will be posted on the Sites, and your continued use of the Sites following the posting of changes will be deemed your acceptance of the updated Terms. The updated Terms will take effect immediately upon posting unless otherwise stated.
4. License and Use of the Sites
SunStar grants you a limited, personal, non-exclusive, non-transferable, revocable license to access and use the Sites solely for the purpose of obtaining information about SunStar’s services and contacting service providers listed on the Sites.
All rights not expressly granted herein are reserved by SunStar. You agree not to use the Sites for any purpose other than as permitted under these Terms.
5. Prohibited Conduct
By using the Sites, you agree not to:
- Use the Sites for any unlawful purpose or in violation of these Terms;
- Submit or transmit any unlawful, abusive, defamatory, or offensive content;
- Attempt to interfere with or compromise the security or functionality of the Sites;
- Use any automated systems, such as robots or scrapers, to access the Sites;
- Impersonate another person or misrepresent your affiliation with any entity;
- Commit fraud or conceal your identity.
SunStar reserves the right to take legal action and seek remedies for any prohibited use of the Sites.
6. Intellectual Property Rights
The Sites and all content, including but not limited to text, graphics, logos, and software, are the property of SunStar or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works based on the content of the Sites without express written permission from SunStar.
7. Third-Party Links and Dealings
The Sites may contain links to third-party websites or services. SunStar is not responsible for the content, availability, or privacy practices of these third-party sites. Your dealings with third-party service providers or advertisers found on the Sites are solely between you and the third party, and SunStar is not responsible for any loss or damages incurred as a result of such dealings.
SunStar does not make credit decisions, endorse, or guarantee the quality of any third-party services accessed through the Sites.
8. Termination of Use
SunStar reserves the right to terminate your access to the Sites, with or without cause, and without prior notice. If you violate these Terms or engage in any illegal or unauthorized activity, your right to use the Sites will be immediately terminated.
Your sole remedy for dissatisfaction with the Sites or any related service is to discontinue using the Sites.
9. Indemnification
You agree to indemnify, defend, and hold harmless SunStar, its employees, contractors, agents, and third-party suppliers from and against any claims, damages, liabilities, losses, or expenses arising out of your use or misuse of the Sites, violation of these Terms, or infringement of any third-party rights.
10. Disclaimers and No Warranty
The Sites are provided on an “as is” and “as available” basis. SunStar makes no representations or warranties of any kind, express or implied, regarding the operation or availability of the Sites, or the accuracy, completeness, or reliability of any information provided.
SunStar disclaims all warranties, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Your use of the Sites is at your own risk.
11. Limitation of Liability
In no event shall SunStar, its affiliates, or third-party partners be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Sites, even if SunStar has been advised of the possibility of such damages.
Certain jurisdictions do not allow the exclusion or limitation of liability for incidental or consequential damages, so the above limitation may not apply to you.
12. Arbitration and Dispute Resolution
All disputes or claims arising from or related to these Terms or your use of the Sites will be resolved through binding arbitration, rather than in court. The Federal Arbitration Act governs the interpretation and enforcement of this provision.
There is no judge or jury in arbitration, and court review of an arbitration award is limited. However, an arbitrator can award the same damages and relief as a court.
You and SunStar agree to bring any disputes in an individual capacity and not as part of any class or collective action.
13. Miscellaneous
- Notice: All notices must be sent to SunStar at info@sunstardebt.com. Notices will be deemed received 24 hours after they are sent by email or three business days after they are mailed.
- Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
14. Entire Agreement
These Terms, together with any documents incorporated by reference, constitute the entire agreement between you and SunStar regarding the use of the Sites and supersede all prior agreements.
